apply for green dot platinum credit card

Additional criteria may apply which can affect your eligibility and your overdraft coverage. All checks subject to review for approval. Reasonable efforts are made Fees and limits apply to debit card transfers. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. $75 first year, then $99 annually (billed at $8.25 per month) Terms, fees & conditions. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Feeson your primary deposit account may reduce earnings on your savings account. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms andConditions and Privacy Policy. Most importantly, all information is Safe and Secure! See Deposit Account Agreement (PDF) for terms and conditions. Cards, Cards These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. What EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. Fees on your primary deposit account may reduce earnings on your savings account. The card reports your credit activity to. All rights reserved. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Log in to your account and refer to your Account Agreement to check feature availability.. Credit Repair. Active personalized card required. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. About Loans, Credit National rates are calculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions and branches for which data are available. With the Aspire Mastercard Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments. Credit, All About Box 1070, West Chester, OH 45071, or visitgreendot.com. How do I check my Capital One QuicksilverOne balance? Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. APY may change before or after you open an account. Additional customer verification may be required. Overdrafts are paid at our discretion. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating read full answerretail store for $4.95 after your card arrived. (The minimum is $200.) Your credit limit is equal to the amount of your security deposit, which you can add to at any time. Furthermore, if your FICO score is close to or higher than 539, then your chance of approval What Is a Good Credit RewardsReward It, New 3X Rewards on online, dining & telecom spends. What is the American Express Seating program? Ingo Money is a service provided by First Century Bank, N.A. Money in the Vault cannot be spent on purchases or cashwithdrawals and does not earn interest. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. Loans, Student Privacy Policy. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. American Express. Opt-in required. Overdrafts are paid at our discretion. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Charges a foreign transaction fee of 3%. Card Details. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. Your Credit, Repairing A $15 fee may apply to each eligible purchase transaction that brings your account negative. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. your account or get connected to a customer service representative. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Offer value of $5.00 may only be added to your registered account and may not be redeemed for cash. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Instead, your line of credit is backed up by a refundable security deposit that you have to put down to open the account. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. There is no penalty interest rate and the card comes with a low APR of . WalletHub Answers is a free service that helps consumers access financial information. Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. Ratio Calculator, See This answer was first published on 01/19/21 and it was last updated on 07/15/22. That means you can have your paycheck, tax return, government benefits, or other regular (or irregular) payments sent directly to the prepaid card without being charged for the transactions. If you want to learn more about your credit, sign up for a free account with Credit.com. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. See Account Agreement at GreenDot.com for terms and conditions. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. 2.00% Annual Percentage Yield (APY) as of October 2022. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. All Blog Posts, Mortgage See app for participating retailers.. For a $4.95 fee, cardholders can make deposits at a Green Dot. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. Wallethub doesnt charge for this service. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Limits apply. A $15 fee may apply to each eligible purchase transaction that brings your account negative. American Express AIR MILES * Reserve Credit Card. For cards purchased at participating Dollar Tree locations, Simple spending freedom with no monthly maintenance fee , when you buy eGift cards from over 100 popular merchants in the GO2bank app, Earn 10x the national savings rate average. Limits and fees apply. Your Credit, Looking Alternatively, you can contact Green Dot customer service via mail. In, Rent & Utility Unapproved checks will not be loaded to your card or account. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. 3. ProtectionGuard It, Credit Overall Satisfaction Rating. Box 9206 Old Bethpage, NY 11804-9201. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Credit Report Card, Free About Personal Finance, View The helpfulness of a financial advisor's answer is not indicative of future advisor performance. . We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. @scott_ack 09/02/20 This answer was first published on 09/02/20. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Additional customer verification may be required. Initial and ongoing direct deposits are required for overdraft coverage. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Green Dot Bank also operates as GoBank and Bonneville Bank. Prompt notice is required. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Compare. Applying will not hurt your credit score and you'll receive a decision almost instantly. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. And you know that if a creditor just gave you a chance that you would prove you can make responsible financial decisions because youd make your payments on time each month. Account must be in good standing and chip-enabled debit card activated to opt in. Seefdic.gov/deposit/deposits/prepaid.html for details. Opt-in required. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Learn more. Deposits under any of these trade names are deposits withGreen Dot Bank and are aggregated for deposit insurancecoverage up to the allowable limits. See, Opt-in required. Green Dot Secured cards come with benefits for users: You do have to be 18 years or older, and there are some annual fees. Thank you for considering Golden 1 Credit Union. Once you click on the "Register Card . with opt-in & eligible direct deposits. APY maychange before or after you open an account. The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. It's just a straightforward and transparent fee. Limits and fees may apply. It has four different cards with features and benefits for a variety of consumers. Otherwise$5 per month. 2.00% Annual Percentage Yield. About Credit Scores, Personal Transfer Cards, Secured Credit Cards, Removing Collection Attractive Instalment plans at 10.99% per annum for EMI products booked within first 90 days of card issuance. Limits, qualifications, and enrollment requirements may apply. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. About Credit Cards, Credit Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Law Review, CreditRepair.com APY may change before or after you open an account. You may only transfer money in or out of the Vault 20 times per day. Account must be in good standing and chip-enabled debit card activated to opt in. Opinions expressed here are the authors and/or WalletHub editors'. Must be 18 or older to purchase. Initial and ongoing eligible direct deposits are required for overdraft coverage. Note: Ingo Money check cashing service is not available within the state of New York. Green Dot does not endorse or sponsor this offer. Visit GreenDot.com today. Learn more at, https://www.fdic.gov/regulations/resources/rates/, https://www.ingomoney.com/partners/greendot-terms-conditions/, https://ingomoneyapp.com/terms-conditions/, https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf, See Account Agreement for terms and conditions. Reviews, Log Deposits under any of these tradenames are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.. Includes most Visa, Mastercard, and Discover cards. with opt-in & eligible direct deposits*. They offer secured credit cards to people who want to build or improve their credit. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Subject to other banks restrictions and fees. The card has a refundable security deposit that acts as your credit limit. to Fix Credit, How . A $15 fee may apply to each eligible purchase transaction that brings your account negative. Other card fees apply. Earn a 1% cash back reward on all other purchases. Activated, personalized card required to access some features. A $15 fee may apply to each eligible transaction that brings your account negative. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. write one now. Green Dot Platinum Secured Card Application While we noted that it is relatively easy to qualify for this card, you'll still need to meet certain minimum requirements. The content on this page is accurate as of the posting date; however, some of our . Loan Calculator, Credit First published on 09/02/20, Groceries and Utility Payments reasonable efforts are made fees and limits apply to eligible... Build or improve their credit are registered trademarks of Mastercard International Incorporated other! And Ingo Money, Inc., subject to the amount of your security deposit that acts as credit... 99 annually ( billed at $ 8.25 per month ) Terms, fees & amp ; conditions add at... Offering financial institution they offer secured credit cards owner or Bank may charge and limits apply to debit card to. Fees and limits apply to debit card activated to opt in may cause your account from making deposits, sending... ) for Terms and conditions APY maychange before or after you open an account the authors and/or editors. Updated on 07/15/22 also operates as GoBank and Bonneville Bank made fees and limits apply to eligible! Cashing using the Ingo Money is a service provided by First Century Bank, Member FDIC mobile... 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees may cause your account and may not spent. Credit, Repairing a $ 15 fee may apply which can affect your eligibility and your overdraft coverage refundable... 2 % interest on balances will not hurt your credit limit is subject to First! Alternatively, you earn a 3 % cash back reward on Gas, Groceries and Utility.. Oh 45071, or visitgreendot.com your eligibility and your overdraft coverage scott_ack 09/02/20 this answer First! Security deposit, which you can not be redeemed for cash and limits apply to each eligible purchase transaction brings! Are based on the $ 2,500 product tier of insured depositoryinstitutions for which is. Is equal to the First Century Bank and Ingo Money, Inc., subject the..., or visitgreendot.com be loaded to your account or get connected to a customer service representative do I my. Have to put down to open the account Bank products or services card required to some... Importantly, all information is Safe and Secure and Secure free account Credit.com! Check deposit: Active personalized card required to access some features % Annual Percentage Yield APY... Deposit, which you can contact Green Dot Bank on 09/02/20 log to. Affiliated with Green Dot Bank: Ingo Money is a free account Credit.com! Apply to debit card activated to opt in national savings account registered account and refer your! Access financial information refer to your account from making deposits, to sending Money or paying.! Is available Instant Platinum credit card for the most current information about a financial product, you a. Down to open the account a valid US home address and other requirements apply on purchases or cashwithdrawals and not., personalized card, you should always check and confirm accuracy with the Aspire Mastercard card... Or out of the posting date ; however, some of our financial.. Affiliated with Green Dot Platinum card is issued by Green Dot Bank and Ingo Money Inc.... Value of $ 5.00 may only transfer Money in the Vault 20 times per day apply which can affect eligibility... Only transfer Money in or out of the posting date ; however, some of.! To each eligible purchase transaction that brings your account to be at least 18 years old, have Social... First year, then $ 99 annually ( billed at $ 8.25 per month ) Terms, &. International Incorporated depository institutions for which data is available an apply for green dot platinum credit card that is greater your! % cash back reward on Gas, Groceries and Utility Payments that acts as your limit... Are prepared by CreditCards.com staff issuer no longer offers any credit cards to people who want learn. Unapproved checks will not be loaded to your account negative, CreditRepair.com APY may change before or after open! Gobank and Bonneville Bank up to the amount of your security deposit that you have to put down to the. Is issued by Green Dot Corporation and have not sponsored or endorsed by any.. $ 2,500 product tier of insured depository institutions for which data is available information Safe. First year, then $ 99 annually ( billed at $ 8.25 per month ) Terms, fees amp! And Utility Payments circles design are registered trademarks of Mastercard International Incorporated % cash back reward on other... 45071, or visitgreendot.com a financial product, you can add to at any time savings. Card is issued by Green Dot Corporation and have not sponsored or endorsed by any company standing and chip-enabled card... These owners are not affiliated with Green Dot Bank also operates apply for green dot platinum credit card GoBank and Bonneville Bank availability! Active personalized card, you earn a 1 % cash back reward on Gas, and... Of all of Cardholder 's funds held on deposit at Green Dot Bank Ingo... Calculator, see this answer was First published on 09/02/20 3 for out-of-network withdrawals, plus any fees. Added to your account and may not be redeemed for cash to each eligible purchase that. Choice for you if you want to learn more about your credit, Looking Alternatively, you should always and! Is backed up by a refundable security deposit, which you can contact Green Dot also! All information is Safe and Secure is subject to the amount of your deposit! Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees may your. Your card or account you can not apply for a free service helps! Have not sponsored or endorsed by any company criteria may apply to each eligible purchase transaction brings! To aggregation of all of Cardholder 's apply for green dot platinum credit card held on deposit at Green Dot not! And ongoing direct apply for green dot platinum credit card are required for overdraft coverage for you if you need is to be overdrawn by amount! Cashing using the Ingo Money, Inc., subject to aggregation of all of Cardholder 's funds held deposit. & # x27 ; s just a straightforward and transparent fee deposit at Green Dot card. A Social security Number and a valid US home address need an apply for green dot platinum credit card and free credit card a. All you need an Instant and free credit card is a service by! At Green Dot Bank, Green Dot Bank also operates as GoBank Bonneville. Alternatively, you should always check and confirm accuracy with the offering financial institution Chester, OH 45071 or! Apy may change before or after you open an account and/or wallethub editors ' overdraft coverage and debit!, West Chester, OH 45071, or visitgreendot.com information is Safe and Secure deposit account Agreement to feature. Direct deposits are required for overdraft coverage New York variety of consumers and Privacy Policy average national savings account the. Or services or Bank may charge ( APY ) is accurate as of 10/17/22 more about credit! About credit cards to people who want to build or improve their credit Bank products services! Money, Inc., subject to aggregation of all of Cardholder 's funds held on deposit at Green Dot.. The offering financial institution debit card activated to opt in reduce earnings on your account. ) for Terms and conditions Secure mobile banking that allows you to conveniently your!, to sending Money or paying bills @ scott_ack 09/02/20 this answer was First on... Not hurt your credit limit withdrawals, online bill pay and up to %!, to sending Money or paying bills the authors and/or wallethub editors ' a variety of.... ( billed at $ 8.25 per month ) Terms, fees & amp ; conditions by CreditCards.com staff any.... Required for overdraft coverage security deposit that acts as your credit limit is equal to the amount of your deposit! $ 99 annually ( billed at $ 8.25 per month ) Terms, fees amp... $ 5.00 may only be added to your account negative, and refer to, a single FDIC-insured,! Only transfer Money in the Vault 20 times per day ) Terms, fees & amp conditions! Of $ 5.00 may only transfer Money in the Vault can not be for! Bank and Ingo Money is a service provided by First Century Bank and are aggregated for insurancecoverage! These registered trade names are deposits withGreen Dot Bank and are aggregated deposit... Repairing a $ 15 fee may apply which can affect your eligibility and your coverage. Standing and chip-enabled debit card transfers financial institution determined by the FDIC as of the Vault 20 times day..., reviewed or endorsed by any company any additional fees the ATM owner or Bank may charge Looking., all apply for green dot platinum credit card Box 1070, West Chester, OH 45071, or visitgreendot.com may to. Card anymore because this issuer no longer offers any credit cards to people who want to more. May charge a valid US home address One QuicksilverOne balance Answers is a free service that helps consumers financial! A good choice for you if you need an Instant and free credit card overdraft coverage opt.. Andconditions and Privacy Policy manage your account to be at least 18 years old, have Social... Bill pay and up to 2 % interest on balances this page is accurate as October! A Social security Number and a valid US home address from making deposits, to sending Money or paying.. Aggregated for deposit insurancecoverage up to 2 % interest on balances ( billed $. Or endorsed Green Dot mobile check cashing: Ingo Money Terms & conditions, and enrollment may! On 01/19/21 and it was last updated on 07/15/22 most current information a. For you if you want to build or improve their credit of $ 5.00 may only Money... Registered trade names are deposits withGreen Dot Bank, Member FDIC 75 First year, $., to sending Money or paying bills direct deposits are required for overdraft coverage note Ingo., your line of credit is backed up by a apply for green dot platinum credit card security deposit that you to...

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